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- Mortgage rates for January 6, 2025, remain around 6.70%.
- Rates are expected to ease as inflation slows and the Fed lowers its benchmark rate.
- Depending on how inflation trends, we could see mortgage rates start to go down this spring.
Mortgage rates are holding steady in the high 6% range, and they're likely to remain near their current levels until we get more data showing how inflation is trending.
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